HSA - CCCC Healthcare Spending Account
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Welcome to the Canadian Centre for Christian Charities’ Health Spending Account (HSA) Program, tailored to provide flexible and tax-efficient health benefits to employees of Christian charities across Canada. This program empowers your organization to offer personalized health care benefits, ensuring your team has the support they need while aligning with your fiscal responsibilities and compliance with CRA regulations.
We have partnered with National Healthclaim to provide best in class service, admin support, and adjudication for our members across Canada.
Our Program Features
Cost Control
Only pay for the benefits used, reducing budget strain when compared to adding guaranteed insurance premiums. Most organizations average toward 50-75% over 5 years of usage.
Tax Free Benefit for Employees
Reimbursements through the HSA are tax-free for employees, provided they meet CRA compliance requirements (CRA’s Medical Expense Tax Credit).
Customizable Plans
Easily adjust coverage amounts, benefit tiers, and update employees to align with your organizational needs and employee preferences.
CRA Compliance & Support
NHC adjudicates the claims for tax-free eligibility and alleviates the need for the employer to be exposed to employee medical data in order to ensure compliance with the Medical Expense Tax Credit.
How It Works
1.Enrollment
Get started by enrolling your organization through our dedicated portal. Our team is here to guide you through the setup process and help you tailor the program to your specific needs.
2.Fund Allocation
Decide how much to contribute to each employee’s HSA annually. This amount can be tailored to different levels of staff or kept uniform across the board, depending on your organization's policies and budget.
3.Employee Access and Usage
Once the accounts are funded, employees can start using the funds for eligible medical expenses. Our streamlined claims process ensures quick reimbursement, directly enhancing your team’s wellbeing.
4.Tracking and Reporting
Our program includes comprehensive tracking and reporting tools that provide transparency and help ensure compliance with all regulatory requirements. You and your employees can track expenditures and remaining balances easily.
Plan Administrator Staff / Employees
SIMPLE PLAN ADMINISTRATOR (PA) PROCESS TO GET STARTED AND MANAGE
AND JUST AS EASY FOR STAFF TEAMS
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Why Choose Our HSA for Employees?
Enhanced Employee Satisfaction
Offering an HSA increases employee satisfaction and retention by providing a highly valued benefit that contributes to their overall wellbeing.
Ease of Management
Manage your benefits program with ease thanks to our robust administrative support, freeing up your resources to focus more on your core mission.
Full Compliance
Rest assured that your HSA program is fully compliant with CRA regulations, thanks to the diligent oversight provided by the CCCC.
